Find Your Perfect Mortgage
Compare rates from top lenders, get pre-approved in minutes, and close on your dream home faster. We make home financing simple, transparent, and fair.
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Rates as Low as 5.99% APR
Whether you're buying your first home, refinancing, or investing in property, we have competitive rates and flexible terms to fit your needs.
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Close in as Few as 21 Days
Our streamlined digital process and dedicated loan officers help you close faster. No hidden fees, no surprises - just a smooth path to homeownership.
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Today's Rates
Competitive rates updated daily. Rates shown are for well-qualified borrowers.
30-Year Fixed
Most popular choice for homebuyers seeking stable monthly payments
Get Quote*Rates as of today. Your actual rate may vary based on credit score, down payment, and other factors.
Loan Types
Find the right mortgage for your situation
Conventional Loans
Traditional mortgages with competitive rates for buyers with good credit. Down payments as low as 3%.
FHA Loans
Government-backed loans with flexible credit requirements. Perfect for first-time buyers with 3.5% down.
VA Loans
Exclusive loans for veterans and military families. Zero down payment and no PMI required.
USDA Loans
Zero down payment loans for rural and suburban properties. Income limits apply.
Jumbo Loans
Financing for high-value properties exceeding conforming loan limits. Competitive rates available.
Refinance
Lower your rate, reduce your term, or access your home equity with our refinancing options.
How It Works
Get from application to closing in 4 simple steps
Apply Online
Complete our simple application in under 15 minutes. Upload documents securely.
Get Pre-Approved
Receive your pre-approval letter within 24 hours. Shop with confidence.
Lock Your Rate
Found a home? Lock in your rate and we'll process your loan quickly.
Close & Move In
Sign your documents and get your keys. Welcome home!
Ready to Get Started?
Get pre-approved in minutes with no impact to your credit score. Our loan officers are standing by to help you find the perfect mortgage.
Start Your ApplicationGet Pre-Approved Today
No obligation, no impact to your credit score
Why Choose EquityFair?
- Competitive rates from 50+ lenders
- Close in as few as 21 days
- No hidden fees or surprises
- Dedicated loan officer
- 24/7 online account access
- $1,000 price match guarantee
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